Deadline Approaching: See If You Qualify Before December 10th
The One Big Beautiful Bill:
Could This Be Your Chance to Reduce Taxes in Retirement?
Recent tax changes may create opportunities for certain individuals to convert retirement savings into tax-advantaged accounts—but only if you act quickly.
Why This Matters:
The new legislation could allow some retirees to reduce future taxes through Roth conversions. These strategies aren’t for everyone, and eligibility depends on your unique situation. Processing deadlines mean most actions must be completed by December 10.
Real Client Examples
- One client over 65, living on Social Security and a small pension, converted $6,000 to Roth at no additional tax cost because they acted fast.
- One couple used this strategy to do an extra $12,000 Roth conversion, for free.
Could you qualify for this opportunity? Find out in 15 minutes through a no-obligation phone call.
What You Need to Do:
Step 1: Schedule a free, 15-minute introductory call with one of our advisors.
Step 2: If appropriate, we’ll guide you through next steps before the deadline. Simple as that!
FAQs
I’m already retired, can I qualify?
Possibly. Some retirees may still have opportunities to reduce future taxes through strategies like Roth conversions. Eligibility depends on factors such as income sources, tax brackets, and account types. The best way to find out is to schedule a 15-minute call to review your situation.
Are there age requirements?
There is no strict age limit. Certain strategies may be more common for individuals over 59½ or 65 due to withdrawal rules and income considerations. Even if you’re younger, you may still have options. A short call can help determine what applies to you.
What else in the bill could affect my retirement?
The bill includes provisions that may impact tax brackets, required minimum distributions (RMDs), and Roth conversion opportunities. These changes could affect how much you pay in taxes now and later. We can review the details with you during your call.
I don’t think I qualify, should I still call?
Yes. Many people assume they don’t qualify and are surprised to learn they have options. Even if you’re not eligible for certain strategies, we can discuss alternatives that may help improve your retirement plan.
What if I don’t qualify?
If you don’t qualify, there’s no obligation and no cost. You’ll still receive helpful information about your retirement plan and potential tax-saving strategies for the future.
Who will my call be with?
Your call will be with a licensed advisor from our team. They will review your situation and discuss whether these strategies may be appropriate for you.
What should I expect during the call and what are the next steps?
We’ll ask a few questions to get to know your current position and listen to any main concerns you might have. Once we have gained a general sense of where you stand and have established that our advisors might be a good fit to work with you, we’ll schedule a one-hour Review Appointment with someone from our team to dive deeper into your financial landscape and goals. This step is also without obligation and is free of charge.
Is my information kept private?
We take privacy very seriously and will not sell or share your information with outside parties. The things you share with us during the call are for the purpose of understanding your situation better and come with no obligation to proceed further. Your information is kept secure and you may opt out anytime.
About Us
Matt Goolsby
Investment Advisor Representative
Matt Goolsby specializes in business development and logistics for Market Advisory Group. He is a founding partner for the company and performs in an advisory role for the offices in Wichita and the Kansas City metro area. Matt enjoys helping reduce risk and managing personal finances to solidify his client’s retirement goals. Matt frequently speaks at our live classes and enjoys informing the public on retirement topics and meeting those with questions and concerns.
Matt is the host of Eye on Retirement, an ongoing show dedicated to sharing Market Advisory Group’s most relevant retirement topics, discussed by professionals in Financial Planning, Estate Planning, Taxes, and Healthcare.
Joshua Cicora, CPA, CTC
Lead Tax Advisor
Joshua has worked to help take the headache out of taxes since 2007. “People work hard for their money. They need an experienced tax professional to make sure they keep as much of it as possible.” He strives to help clients navigate a challenging tax landscape.
Ongoing changes from the IRS and Department of Revenue require a professional to always be on top of the latest developments, and Joshua makes it a priority to stay current with the latest legislative changes. Joshua earned an accounting degree from Wichita State in 2008 and has been a Certified Public Accountant in Kansas since 2011.
Claim your 15-min intro call with our team
Market Investment Group respects your privacy. No obligation. Your information is secure. You may opt out anytime. Results vary and depend on individual circumstances. This is not tax or legal advice.